Personalized Plans.Expert Guidance.Incredible Memories.

The Process

Getting started

  1. Intro Meet
  2. Detail Meet
  3. Subscribe

Then, on repeat

  1. We Plan
  2. We Recommend
  3. You Apply
  4. We Track

After We Track, the cycle starts again at We Plan.

Would you like to save money and travel for free? Have you ever heard of someone using credit card rewards to take a trip? Have you thought, “That sounds awesome, but there’s no way I have the time to learn or keep up with it”? That’s why we created Rewarding Advisors.

Once you subscribe, we create a personalized plan to help you maximize credit card sign-up bonuses. The heart behind our business is to empower you to make and save money without consuming too much time by implementing minor, strategic adjustments to your current financial activities.

We handle the planning, recommendations, and tracking, while you complete the applications and enjoy the benefits. Think of us as your trusted guide—we walk you through the process step by step, ensuring you earn sign-up bonuses on your regular spending while keeping just one or two cards in your wallet at a time.

After you subscribe

Maximizing Sign-Up Bonuses

Everyday spending

1% return

  • Southwest card — 1x point
  • $4,000 spend = 4,000 pts
  • 4,000 pts = $40–$60 value
  • Still a $40–$60 value

With sign-up bonus

35% return

  • New card sign-up bonus
  • Same $4,000 spend = 60,000 pts
  • 60,000 pts = 2 all-inclusive nights
  • $700/night = $1,400 value

All tax free — and eligible for the same sign-up bonus again a few years later.
Businesses: 0% APR and improved cash flow.

  1. Earn

    We remind you of action items and spending deadlines so you hit every bonus.

  2. Redeem

    We help you use powerful resources to get the most travel from your points.

  3. Protect

    We recommend storing the card securely and alert you before the annual fee.

  4. Repeat

    Keep, downgrade or cancel. We tell you when it's time to reapply for the bonus again.

Beyond sign-up bonuses, we also help you

  • Increase rewards on everyday spending
  • Earn more interest with high-yield checking
  • Generate income from bank sign-up bonuses
  • Connect with trusted partners
  • Find other ways to make and save money

The result: more rewards, other gains, and points turned into unforgettable experiences.

For business owners

Small Business Owners

Straightforward ways to increase annual profit without major changes to your daily operations. You get every member benefit, plus these:

  • Business rewards, personal travel

    Earn on business credit cards and use the rewards for personal trips.

  • Tax-free rewards

    Credit card rewards are tax-free.

  • Better cash flow

    Credit card rewards help improve your cash flow.

  • 0% APR, personal credit untouched

    Access 0% APR business cards without the balances affecting personal credit.

  • Option 1

    Initial advisory fee

    One upfront fee for credit card rewards advice.

  • Option 2

    Subscription

    Ongoing credit card rewards strategies. Both options lead to a net increase in profitability.

Real member results

One change to everyday spending

Two business-owning members signed up for a new card and used it for expenses they were already paying.

  • $11,400*added profitability
  • $29,250*added profitability

*Results vary based upon monthly credit card spend and spend by category.

Membership

Pricing

  • Individual

    $1,900+

    annual travel value

    Non-Business Owner

    Membership cost

    $39/month

  • Household

    $4,000+

    annual travel value

    Non-Business Owner

    Membership cost

    $65/month

  • Business Owners

    Customized Plans

    Maximizing rewards

    Higher investment

    Varies by spending levels

Join Risk-Free

We made joining completely risk-free—there’s no cost for initial meetings, your subscription can be canceled anytime, and if you don’t at least double your subscription in earnings, you get a full refund.

A brief 30-minute Google Meet is a great way to start.

Schedule a meeting